invest

Invest in your future

Invest in secured property mortgage loans in Melbourne and surrounding suburbs
Whether you're a seasoned investor or just looking for a great return, if you’ve got funds to invest, we should talk.  Avano can offer you a pathway to secure and rewarding financial returns.

Why lend through us?

  • Investors first
    We are primarily a lending company that provides quality investment options. We represent the investors and consider their need first in all lending matters.
  • Experience
    Our attention to detail and our private mortgage lending experience of over 20 years differentiates us from other lending firms. All investment options are carefully reviewed before being submitted to our investors.
  • Connection
    Our team is always available to answer various queries and concerns. We provide in-depth information regarding each loan and always update the investors throughout the duration of their loan.

First Mortgages

Our loans are registered as mortgages on Australian real estate. A first mortgage is the first loan over the property and has priority over any other claims in respect of the property.

  • Registered as the first mortgagee on the property
  • Returns from at least 7% per annum
  • Interest paid monthly in advance
  • Minimum Investments of $100,000
  • Provide funds up to 66% of the value of the property (LVR)
  • Fund whole loans or part loans alongside other Australian investors
  • Subject to an independent valuation

Second Mortgages

Our loans are registered as mortgages on Australian real estate. A second mortgage is the second loan that has been issued over the property and gets second priority after the first mortgage.

  • Registered as the second mortgagee on the property.
  • Returns from 16% per annum
  • Interest paid monthly in advance
  • Minimum Investments of $50,000
  • Provide funds up to 75% of the value of the property (LVR).
  • Subject to an independent valuation

Construction Loans

This is a first mortgage loan where funds are advanced progressively to finance a construction project. The progressive advances are paid directly to the builder to ensure construction reaches completion. The Construction Loan is also registered as a mortgage on the property.

  • Registered as the first mortgagee on the property
  • Invest in the construction of new town houses, apartments, and commercial properties
  • Interest from 10% per annum
  • Interest paid monthly in advance
  • Minimum Investments of $100,000
  • Provide funds up to 66% of the value of the property
  • Funds are held safely in the Solicitor's Trust Account and advances made progressively until building works for each stage have been completed

  • Subject to an independent valuation and periodical inspections during construction

Benefits of Private Mortgage Lending

1
Secured
Investor’s funds are secured by registered mortgages over Melbourne real estate, including residential, commercial, and vacant land. Investments are safely secured with an LVR (loan-to-value ratio) of 66% or less for first mortgages.
2
Return
The investor receives an excellent and consistent return as compared to other investment opportunities.

3
Short term
Funds are generally invested for a relatively short term between 6 to 18 months and upon completion of the term of the loan your investment can be returned to you or you have the flexibility to reinvest the funds.

Get in touch

Give our friendly team a call or send us a message about your finance requirements.

Get in touch
or call  (03) 9820 0933
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Tel: (03) 9820 0933
info@avano.com.au
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